Business Checking

Solutions Checking 

Small Business owners can enjoy a wide range of benefits including:  financial advantages, security advantages, travel options, and convenience.  Plus free online business banking and a monthly ACH package.  This no minimum balance account is available for a low monthly fee and is perfect for the business owner who wants more in a checking account.  

• 350 items included each month

•  2 free personal More Than Checking accounts

• Imaged Statement

• $50 off first check order

• Free Visa Business Check Card

• Free FirstB2B Gold online business banking package ($25 monthly value)

• Free Online Bill Payment Services

•  Free ACH package, including the ability to pay employees through direct deposit ($20 monthly value)

•  Interest paid monthly for accounts that qualify (paid monthly on balances over $1,000)

• Low monthly fee of $25

Corporate Analysis Checking

Businesses with higher transaction activity can avoid monthly service charges with this versatile commercial account.

• Minimum balance required based on earnings credit

•  Analysis Statement, which includes a detailed listing of all account activity and the earnings allowance rate

• Earnings Credit to offset fees

• Imaged statement

• Ability to combine multiple accounts for analysis

• Free Visa Business Check Card

• Free FirstB2B Silver Business Online Banking package

• Free Bill Payment Services

• Low monthly fee of $12 (can be offset by earnings credit)

Business Interest Checking

 It's always good to have your money working for you, and with our Business Interest Checking for sole proprietors and non-profit organizations, you can. 

•  300 items included each month

• Free Visa Business Check Card

• Free FirstB2B Silver Business Online Business package

• Free Bill Payment Services

• Imaged Statement

• Interest paid monthly on balances over $1,500

• Low monthly fee of $8.25

FREE Business Checking

 A basic non-interest bearing account for small to midsized businesses that do not require complex banking services.  This cost-saving account is the answer for businesses with lower transaction volumes and the need to be free of a minimum balance requirement. 

• No monthly service fee

• No minimum balance required

• 250 items processed free each month

• Free Visa Business Check Card

• Free FirstB2B Silver Business Online Business package

• Free Bill Payment Services

• Free Check Truncation

Business Savings 

 Business Savings carries a variable rate of interest and provides the opportunity to withdraw and deposit funds throughout the month. 

• Minimum balance to avoid monthly service fee $200

• $50 minimum to open

• $3 monthly service fee if balance falls below minimum

Business Matrix Money Market

• $10,000 minimum to open

• Minimum balance to avoid service charge $2,500

• Monthly service fee (below minimum) $6.00

• Matrix Money Market designer checks FREE

• Unlimited deposits

• Unlimited in-person withdrawals

• Six-tiered interest yield levels; interest paid
  on all balances

• Maximum of 6 pre-authorized or electronic withdrawals, not more than 3 by check, per monthly statement cycle

Sweep Accounts

Let your excess funds earn more! It's simple to earn interest on your excess operating funds - without spending the time to make daily investment decisions. At the end of each business day, the Cash Sweep will automatically sweep excess dollars over the pre-determined threshold balance into the overnight investment fund of your choice. Cash is moved back and forth to maintain the balance threshold. Each morning, all of your invested funds will be available to your checking account, as needed. You'll receive a detailed report of all activity and earned interest with your monthly checking account statement.

• Reduces your in-house cash management administrative costs 

• Maximizes earning potential of idle funds 

• Liquid investment options offer flexibility 

• Convenient and simple to set up 

• Checking account is FDIC insured