Use the equity in your home to purchase a new car, complete that home improvement project or even send your child to college!  Whatever your needs may be, let a home equity loan from First National Bank help.  Choose a fixed-rate equity loan for one-time borrowing needs. You repay the loan in equal monthly installments that fit your budget.  Plus the interest may be tax deductible (consult your tax advisor). For more information just complete the request form or contact us to speak with a personal banker today.

*All loans subject to approval and full income verification. 4.75% Annual Percentage Rate effective for applications taken between April 1 and August 31, 2008. Minimum loan balance of $10,000 required to receive offer. No internal refinances. Excludes purchase transactions.  Advertised rate applies to 36 month term with LTV up to 85% and 700+ credit score. The actual rate you will receive depends on credit quality and loan to value.  For single family, owner-occupied homes only, the maximum loan to value ratio is 95% of the appraised value of the house. Payment Example: For a $15,000 loan with an ANNUAL PERCENTAGE RATE of 4.75%, with a 10 year amortization, monthly payments would be $157.31 with a balloon payment after 36 months.  Consult a tax advisor for deductibility of interest.  Equal Housing Lender.