First Choice Savings

• Minimum balance to avoid monthly service fee $200.00
• $50 minimum to open
• Monthly service fee (balance below minimum) $3.00
• Interest paid on deposits

• Flexibility of short-term savings that fit your needs any time of the year. Simply set up your Four Seasons account and indicate the quarter you’d like to receive your annual disbursement.

Winter                   January 15
Spring                    April 15
Summer                 July 15
Holiday/Fall           October 15

• No monthly service fee
• $1 minimum to open
• Interest paid on deposits
• Deposits may be made in person at anytime or through an automatic transfer from checking, savings or payroll deduction
• Annualized interest is paid at maturity
• Account closed early forfeits all interest earned
• Annual disbursement must be made to an active FNBT deposit account

• No monthly service fee
• Interest paid on deposits
• $10 minimum to open

• Saving incentives prizes
• Special Club events
• First Saver's Web Resources Page

• Contributions earn interest
• No monthly service charge

• Open with as little as $1000
• 3 month through 5-year maturities
• Interest may be transferred to any First National Bank checking or savings account
• Deposits and withdrawals may be made during the 10 calendar days following maturity
• Automatic renewal; penalty will be imposed for early withdrawal

Index Powered CD

You Work Hard For Your Money, Now Your Money Can Work Hard For You!
With the Index Powered CD

• Your Principal is Guaranteed*
• FDIC Insured to $100,000*
• 100% of Your Investment Works For You
• Returns Tied to the S&P 500

Visit the following link for Index Powered CD Information

*Restrictions apply, see a Personal Banker in one of our locations or call for more information.

"Standard & Poor's™" "S&P 500™", "Standard and Poor's 500™" and "500™" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by First National Bank and Trust Company. This product is not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of investing in the product.

"Index Powered" is a Registered Trademark of Index Powered Financial Services, LLC. Any unauthorized use of this name without the express written consent of Index Powered Financial Services is prohibited.