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TRUST AND ESTATE SERVICES
One priority. One focus. One goal for over seventy years. At First
National Bank and Trust Company, we have never lost sight of the fact
that we exist for one reason - to work hard on behalf of the clients we
are privileged to serve.
Trusts can accomplish
most estate and financial-planning objectives. However, when you
structure a trust, you should be aware that it is only as effective as
the trustee who administers it. That's why it makes sense to turn to the
experts - the professionals at First National Bank and Trust Company.
We can provide:
Objectivity - in following your trust
instructions. A job that may be difficult for a friend or family member
trustee
Experience
- from years of managing trusts on a daily basis
Investment
Expertise - in both recommending an
investment strategy to fit your needs and high quality investment
choices
Cost
Efficiency - with reasonable trust
fees. Our compensation is based on how much the assets are worth, so our
motivation is the same as yours - to grow the assets
Permanence
- Unlike individuals, a corporate trustee will not become ill or die, go
on vacation, or become distracted by personal concerns. We will
administer your trust for as long as it endures
Peace of Mind
- knowing you have selected an objective expert to manage your assets
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INVESTMENT MANAGEMENT
The Investment Philosophy of First National Investment Management is to
build wealth over the long term with a balance of capital appreciation
and safety of principal. This, along with a complete understanding of
client need and dedication to only the highest standards of fiduciary
conduct and investment principles, form the foundation from which all
investment management decisions are made.
Now more than ever you
need to be sure that your money is invested in high quality products and
at your risk level. The experts at First National Bank and Trust Company
listen to and analyze your financial objectives and goals. We then work
with you to determine your risk tolerance, investment time horizon, and
income needs in order to develop an appropriate asset allocation. Our
investment decisions are based solely on your risk tolerance and the
potential for returns.
Our Investment Policy
Committee reviews investment research and makes recommendations weekly
based on financial and market conditions. We utilize outside resources
for additional research and counsel regarding mutual funds and
individual stocks. We are actively managing your portfolio. Not just
"checking in" once a quarter. |
Equal Housing Lender.